Key Takeaways from Episode 8
1. A Builder's Daughter Who Caught the Property Bug Early
Growing up on the Mornington Peninsula with a builder dad, Bianca was taught early to "save for a house." Even with a sporting career in full swing, her determination to buy solo remained strong. At 25, she bought her first property—a two-bedroom villa-style apartment in Melbourne's inner suburb of Kew. The lesson? Even without perfect knowledge, smart fundamentals like buying in a boutique block and near the city can pay off big later.

2. The Hidden Costs: Learning the Financial Realities
Like many first home buyers, Bianca was surprised by the hidden costs of buying—stamp duty, legal fees, body corporate costs, and renovations. She quickly learned that being financially prepared meant more than just saving a deposit. She also worked extra jobs to maintain financial independence. This level of commitment and budgeting is a key tip for first home buyers wanting to avoid overreliance on the Bank of Mum and Dad.

3. Accidental Wins: Location, Layout, and Livability
Although her first purchase decisions weren't perfectly calculated, they turned out to be solid. The two-bedder layout gave her flexibility, rental income, and long-term livability. Veronica and Meighan reflect on how this kind of smart, if partly accidental, buying can lay a firm foundation for future property moves. It's a real-world example of how property decisions impact not just the now—but the resale value down the track.

4. From Cosmetic Renos to The Block: Building DIY Skills
Over 10 years in her first property, Bianca used it as a sandbox to learn the art of renovations—starting small, from painting to DIY facelifts. Her experience renovating an investment property in St Kilda sharpened her project management skills and prepared her for The Block in 2018. She highlights the value of knowing what you can improve and how to keep costs—and stress—under control.

5. The Power of Planning and Selling First
Bianca took a strategic approach to selling before buying again, allowing her to know her exact budget without the stress of bridging finance. She emphasised how important it is to have a game plan—especially during market uncertainties. Having somewhere to live and not rushing into the next purchase gave her space to make informed choices.

6. The Pause: COVID, Uncertainty & Revising the Plan
After selling, Bianca expected to buy quickly—but COVID hit, inspections paused, and uncertainty reigned. This delay forced her to revisit her priorities and financial position. She explored alternatives like rentvesting or buying further out. Her experience mirrors the "revise and correct" step in the P.A.C.E. system—proving that reassessing goals isn't failure, it's smart strategy.

7. Expert Support: Surrounding Yourself with the Right People
A huge takeaway was the importance of having a professional support team—mortgage brokers, agents, and buyers' advocates. Bianca leaned on her network for advice and insight, reinforcing that buyers should never feel ashamed for asking questions. Her sporting background helped her appreciate the value of "having a coach," which she likens to having a buyers' agent on your side.

8. How Not to Get Emotionally Swayed
Despite her passion for property, Bianca acknowledges the emotional traps—falling for a place just because it looks good, losing sight of financial goals, or considering compromises that don't make sense long-term. By regularly revisiting her non-negotiables and aligning decisions with her financial reality, she stayed grounded.

9. Understanding the Market Beyond Listings
Like many first home buyers, Bianca initially relied on online listings. Over time, she learned the importance of relationships with agents and the existence of off-market properties. Her advice? Be proactive, transparent, and stay in touch with local agents. Off-market opportunities often go to buyers who are "top of mind."

10. Real Auction Strategy in Action
Bianca's experience selling her renovated Kew apartment before auction—timed after a similar unit in the block—netted her a strong price and showcased smart auction strategy. She credits her agent's guidance and a hot market for a great result, but also acknowledges her own renovation work and timing as key drivers.

11. What She Wishes She Knew: Buy for Resale, Not Just for Now
Reflecting on her first purchase, Bianca realises she was lucky to buy something that appealed to future buyers, even if that wasn't her intention. She stresses the importance of considering factors like public transport, lifestyle features, and what future buyers or renters will want—not just what suits you now. It's advice all first-time buyers would do well to follow.

12. The Value of Patience and Long-Term Thinking
Although she's yet to find her next home, Bianca is approaching the search with a long-term mindset. She advises others to avoid rushing into a poor fit and to understand that waiting—even if it's uncomfortable—can lead to a better outcome. It's a reminder that successful property buying isn't about speed—it's about strategy and timing.

Why This Episode Stands Out
Episode 8 is a must-listen for anyone seeking practical, relatable, and real property buying tips in Australia. Through Bianca's open and humble storytelling, listeners will gain insight into what goes right, what can go wrong, and how to make smarter property decisions from day one. Her journey is proof that being curious, coachable, and proactive are key ingredients to property success—especially for first-time buyers.

Final Word:
This episode is perfect for Australian buyers who want more than just checklists—they want stories, insights, and the kind of behind-the-scenes perspective that only comes from real-life experience. Whether you're stuck, starting, or strategising your next move, Episode 8 delivers candid, actionable tips for navigating the Australian property market with confidence.

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