Why Pre-Purchase Checks Matter
Jennie explains that the biggest risks in property purchase lie in the contract and inspection reports. While agents are focused on getting the sale across the line, your conveyancer is your "insurance policy"—spotting red flags, clarifying missing details, and making sure what you see is what you actually get.
The Difference Between Budget and Experienced Conveyancers
Not all conveyancers provide the same level of service. Cut-price operators often step in only after you've signed, doing little more than the transaction paperwork. Experienced conveyancers, on the other hand, review contracts before you sign, ask the right questions, and protect you from avoidable pitfalls. Jennie highlights why it's worth paying for expertise, not just ticking boxes.
Conditional vs. Unconditional Offers
Many first home buyers don't realise how much risk they take on when making an unconditional offer. Even with cooling-off periods, you may face penalties worth thousands if you pull out. Jennie stresses the importance of having your contract wording checked and tailored before you sign—so you're not stuck with costly surprises later.
Why You Need Independent Inspection Reports
It's tempting to rely on inspection reports provided by the agent, but unless you buy the report in your name, you can't legally hold the inspector accountable. Jennie shares examples of buyers who skipped this step and were hit with massive unexpected costs, like a $75,000 special levy in a strata property. Always purchase your own independent building, pest or strata reports.
What Inspections Don't Cover
Pre-purchase property checks in Australia are essential, but even they have limits. Building and pest inspectors typically won't assess plumbing, detailed electricals, or engineering issues like retaining walls. Jennie recommends considering additional specialist inspections for older homes or properties with pools, extensions, or renovations.
Spotting Unapproved Works
From DIY granny flats to garage conversions and unapproved structural changes, unapproved works can wipe value off your property—or leave you liable for council notices. Jennie explains how experienced conveyancers spot these red flags by cross-checking listings, inclusions, and photos against approvals, something budget conveyancers often miss.
Strata Property Pitfalls
If you're buying an apartment or townhouse, strata reports are critical. You need to know whether the building has enough funds for future repairs, or if costly special levies are looming. Jennie warns against relying on outdated reports, sharing a case where a first home buyer ignored this and paid the price.
Avoiding Agent Pressure and FOMO
First home buyers are especially vulnerable to pressure tactics from agents—signing contracts too quickly, overlooking risks, or paying above market value out of fear of missing out. Jennie reminds buyers to trust their gut, not the sales pitch, and ensure their legal advisor reviews everything before committing.
Building the Right Property Team
The biggest takeaway? Don't go it alone. Surround yourself with the right professionals: a mortgage broker, an experienced conveyancer, and (of course) a buyer's agent. Together, they'll help you spot hidden risks, negotiate with confidence, and set yourself up for long-term success.
👉 Ready to get started? Check out THE First Home Buyer Course.
➼ Jennie Tonner is a qualified licensed conveyancer with 35 years of experience, which includes an impressive 18 years at two of Australia's leading law firms, King & Wood Mallesons and Allens Linklaters. She has an extensive understanding and expertise in all areas of conveyancing work, adeptly managing the sale or purchase of both commercial and residential properties throughout New South Wales for both vendors and purchasers.
Connect with Jennie Tonner:
➼ Connect with Jennie on LinkedIn: https://www.linkedin.com/in/jennie-tonner-l-14b1a920/
➼ Visit their website: https://cremorneconveyancing.com.au/
➼ Learn how to buy property without making a mistake with our 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG
Veronica Morgan & Meighan Wells
Veronica & Meighan are both licensed real estate agents who exclusively help buyers. Together they have nearly 40 years experience as property professionals.
Veronica is principal of Sydney based Good Deeds Property Buyers and is also co-host of The Elephant in the Room property podcast as well as Location Location Location Australia on Foxtel and author of Auction Ready: how to buy property at auction even though you're scared s#!tless!
Meighan is the multi award winning principal of Brisbane based Property Pursuit, chairperson of the REIQ Buyers Agent Chapter & a regular media commentator.