That's what happened to these two first home buyers who were doing all the right things. They were organised, informed, and using the First Home Super Saver scheme to boost their deposit, they had their sights set on the First Home Guarantee to avoid lender's mortgage insurance. But what they didn't realise was that the timing of withdrawing those funds would impact their income assessment... and cost them their eligibility.

In this episode, we break down exactly where things went wrong and why two government schemes designed to help buyers don't always work well together. It's a real-life example that highlights just how tricky this space can be, and how easy it is to fall into a trap when you don't have the right people guiding you.

If you're planning to use any kind of grant or incentive to buy property, this is one you don't want to miss. The right move at the wrong time can undo everything, but with the right advice, it doesn't have to.