We've seen buyers who can afford more than they need today and while that sounds like a good problem to have, it's not always an easy decision. In this episode, we unpack what it really means to buy your forever home before you're ready to live in it. From planning and mindset to long-term flexibility and emotional buying traps, we help you figure out if this move actually works for you or if it could hold you back.

We look at all sides of the decision:

🧠 What "forever home" really means and how it changes over time
Your idea of a forever home in your 20s might not match what you'll want in your 40s. We talk about the importance of aligning where you live with the stage of life you're in now—not just the one you imagine down the road.

💸 Why buying bigger might save you money or cost you later
Buying early can mean locking in a great property at today's prices. But it also means potential lifestyle trade-offs, higher holding costs, and the chance that you've backed yourself into the wrong location. We cover the pros and the risks, so you can weigh both with clear eyes.

🧾 Rentvesting, tax traps, and what future-you might regret
If you're considering renting out the property until you're ready to live in it, you'll need to understand the tax implications and insurance issues that come with it. We explain how to do it strategically, and why talking to an accountant should be one of your first steps.

🧭 The big questions you need to ask before committing
We give you a simple checklist to ask yourself before saying yes: Would I still buy this if I couldn't live in it for years? What would my life actually look like there? Am I buying from a place of excitement, or fear of missing out?

By the end of this episode, you'll be much clearer on the trade-offs and benefits. You'll know how to think about the bigger picture and ask the right questions, not just should I buy my forever home now, but also what does the right move look like for me right now? And if the answer is yes, we'll help you make that decision with a solid plan and confidence.

So if you've been quietly wondering should I buy my forever home now and how to do it without compromising your current life or future choices, this episode is for you.