In this episode, we're joined by mortgage broker Andrew Wheatley to talk about the one big mistake we keep seeing first home buyers make: getting stuck on staying under the grant or concession thresholds. Andrew works with buyers every day and has a really practical way of helping people step back and look at the bigger picture, not just what they might save today, but what that decision could mean for their future wealth and lifestyle.
We go through what those thresholds actually mean, how much you're really saving (or missing out on), and why some people end up stuck looking for months just because they didn't realise they could stretch a little further without taking on more risk. It's not about spending more just for the sake of it, it's about making sure you understand all your options and make a decision that sets you up for the long term.
If you're a first home buyer trying to make sense of all the government schemes, this chat will help you clear the noise and focus on what really matters, buying a quality asset that grows with you.
Andrew Wheatley is the founder and lead mortgage broker at Wheatley Finance, based in Yarraville, Victoria. With over 20 years of experience in the finance industry, Andrew is passionate about helping Australians navigate the complexities of home loans and property finance. His dedication to client success has earned him recognition, including the Finance Brokers Association of Australia's (FBAA) Victoria Finance Broker of the Year Award in both 2021 and 2022. Andrew established Wheatley Finance to empower clients with tailored financial solutions, aiming to shift the balance of power from banks to borrowers. He is known for his client-centric approach and commitment to providing clear, honest advice to help individuals achieve their homeownership goals.
Connect with Andrew Wheatley:
➼ Website https://www.wheatleyfinance.com/
➼ LinkedIn https://www.linkedin.com/in/andrew-wheatley/
➼ FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse
➼ Meet our recommended mortgage brokers at Home Buyer Academy https://homebuyeracademy.com.au/brokers
➼ Visit our website https://www.homebuyeracademy.com.au/
➼ Join our Facebook Group to get access to free monthly live Q&A sessions
https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia
➼ Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG
Veronica Morgan & Meighan Wells
Veronica & Meighan are both licensed real estate agents who exclusively help buyers. Together they have nearly 40 years experience as property professionals.
Veronica is principal of Sydney based Good Deeds Property Buyers and is also co-host of The Elephant in the Room property podcast as well as Location Location Location Australia on Foxtel and author of Auction Ready: how to buy property at auction even though you're scared s#!tless!
Meighan is the multi award winning principal of Brisbane based Property Pursuit, chairperson of the REIQ Buyers Agent Chapter & a regular media commentator.
