Here's what we cover and why it matters:

🏠 Rentvesting & Government Grants: What You Need to Know
Yes, you can buy your first home and rent it out — but only if you follow the rules. We explain the rentvesting requirements, how long you need to live in your property to keep your grant, and the state-by-state differences that could cost you if you get them wrong.

💼 PPOR, Capital Gains Tax & the Six-Year Exemption
The six-year CGT exemption trips up countless first home buyers. We unpack how Principal Place of Residence rules actually work, what happens when you move out, and why keeping good records (and speaking to a tax advisor) matters more than you think.

💸 How Much Deposit Do You Really Need?
Still stuck on the 20% deposit myth? We talk about low-deposit loans, Lenders Mortgage Insurance (LMI), and government-backed 5% schemes — and why waiting to save more might actually be costing you your first home.

🌳 Buying Land with a 5% Deposit Scheme
Can you use the 5% scheme to buy a few hectares and build later? We break down the fine print, from price caps to combined land-and-build contracts, so you can get an idea ofwhat's allowed.

👥 When to Talk to a Mortgage Broker
Should you wait until you've saved your deposit — or speak to a broker now? We cover the best timing, what good brokers actually do for first home buyers, and how they help you navigate grants, schemes, and loan options.

🎯 By the end of this episode, you'll have a good understanding of rentvesting, PPOR rules, stamp duty concessions, deposits, and brokers — so you can stop second-guessing yourself and take the next step toward buying your first home in Australia.