In this episode, we’re joined by mortgage broker Andrew Wheatley to talk about the one big mistake we keep seeing first home buyers make: getting stuck on staying under the grant or concession thresholds. Andrew works with buyers every day and has a really practical way of helping people step back and look at the bigger picture, not just what they might save today, but what that decision could mean for their future wealth and lifestyle.

How do we deal with some of the quirkiest first-home-buyer dilemmas? In this episode, we’re answering real questions from our Facebook group; like whether it’s a bad idea to buy next to a substation, what to do when we’re weighing up LMI and rentvesting, and how to make sense of strata reports when there’s not a lot to go on. It’s all the stuff that doesn’t always have a black and white answer, but definitely deserves a proper chat.

You’ve got your deposit sorted, your plans lined up, and you’re finally ready to buy your first home, and then boom… one small misstep knocks you out of the running for a scheme that could’ve saved you tens of thousands.

In this episode, we walk you through seven practical tips that help you stay in the game. We talk about why speed and preparation matter more than ever, how to get to know your area like the back of your hand, and when it’s time to pivot to surrounding suburbs if your dream location slips out of reach. We also explain why knowing property values inside and out is key, and why skipping due diligence; no matter how tempting, is never worth the risk.

It’s simply not true that every property makes money. In fact, in the last quarter of 2024, 5.2% of sellers sold for less than they paid, and in one segment, a staggering 36.7% sold at a loss. In this episode, we unpack the data from the latest CoreLogic Pain and Gain Report and walk you through which types of properties are proving to be the riskiest, especially for first home buyers.

What if you could just buy a place in a hot market, hold it for a bit, then sell and use the profit to buy your dream home? Sounds like a clever hack, right? We hear this idea thrown around a lot, and honestly, we get the appeal. But in this episode, we pull back the curtain on why that seemingly genius strategy might not be as smart, or as simple, as it looks.

Have you ever stopped to think about what actually happens to the property market when a big weather event hits? In this episode, we’re tackling a topic that’s becoming more and more relevant, especially after ex-Cyclone Alfred swept through parts of Queensland and northern New South Wales. We’re talking about the real impacts of natural weather events – floods, bushfires, cyclones, and extreme heat – on lending, insurance, and property values.

Could you really lose nearly $100,000 over a missed bank transfer? Yep—you absolutely can. And in this episode, we unpack a real-life story that proves just how easily that kind of disaster can happen. A Queensland buyer lost his entire $98,000 deposit simply because he didn’t meet a deadline—and the worst part is, it was completely avoidable.

Figuring out how to choose the right lawyer or conveyancer for your property purchase can be confusing, especially when there’s so much at stake. In this episode, we sit down with George Sourris from Empire Legal in Brisbane to help break it all down for you.

Making an offer on a home is a big step, and getting it right can mean the difference between securing the property or missing out—or worse, overpaying! In this episode, we’re answering your questions about making offers, interpreting price guides (or the lack thereof), and the biggest mistakes buyers make when relying on an agent’s price range.

In this episode, we’re breaking down 11 things we know will happen in real estate, from price trends and interest rates to first-home buyer incentives and why some properties will always be duds (yep, even in a booming market).

Compounding isn’t just some finance jargon—it’s real, and it’s powerful. In this episode, we dive into why compound growth is an absolute game-changer for property owners. Even a tiny difference in growth rates means big dollars down the track, and we have some eye-opening examples to prove it.

Buying your first home is a massive deal, and James, a first-time buyer in Melbourne, takes us through everything he learned along the way. From saving a deposit while living at home to making some tough calls on which properties to walk away from, he shares exactly what went into getting his own place.

Another round of first-home buyer Q&A—because the questions keep coming! We’ve pulled some great ones from our Facebook group, and as always, there’s no simple yes-or-no answer. So we’re breaking them down properly, giving you the context, the nuances, and the real talk you need to make the best decisions.

When the market is red-hot, what does it take to secure your dream home? In this episode, we have a chat with Dayna, a first home buyer who faced intense competition in Perth’s property scene and came out victorious. From battling skyrocketing prices to managing tight budgets, she shares the emotional highs and lows of her journey.

In this episode, Bella Minns from Deposit Assure joins us to explain what deposit bonds are and how they work. Think of it as a guarantee that lets you secure your property now, even if the cash deposit isn’t immediately available. Bella takes us through real-life scenarios where deposit bonds come in handy, from first home buyers to those dealing with longer settlement periods or off-the-plan purchases.

What does it take to turn a property you initially overlooked into the perfect home? In this episode, we talk about the journey of these first home buyers in Sydney who transformed their approach to property hunting and made an unexpected purchase of their dream home. From passing on a property they weren’t sure about to seeing its true potential months later, their story is full of lessons for anyone feeling stuck or overwhelmed in their search.

When purchasing a property, due diligence is critical, but what happens when it isn’t enough? What happens when due diligence doesn’t uncover everything? In this episode, we tackle situations where hidden risks and undetected issues surface after the deal is done. From illegal building works to encroachments and zoning complications, we explore how title insurance steps in to protect homeowners from the unexpected.

Rentvesting offers first-home buyers a unique way to get on the property ladder, but what about the tax implications? In this episode, we sit down with Catherine Simons, a seasoned tax accountant, to explore the nitty-gritty of how rentvesting can work in your favour financially. If you’re wondering about deductions, depreciation, and capital gains tax, you’re in the right place.

What happens when your dream of buying your first home collides with the realities of changing jobs, working overseas, or stretching your budget? In this episode, we’re joined by Chris Bates, one of Australia’s top mortgage brokers at Flint, to tackle these challenges head-on with practical advice and real-world examples to guide you through some of the common challenges of first-home buying.